CNBC
Across the U.S., hundreds of small and regional banks are feeling stressed and may be at risk of failure. Of about 4,000 U.S. banks analyzed by the Klaros Group, 282 banks face stress from commercial real estate exposure and potential losses tied to higher interest rates. Most banks facing risks are categorized as small, or community, banks. Though the risk is less systemic compared to the Big Banks, community and regional banks are an important source of credit to local businesses and governments. “There’s no doubt in my mind there’s going to be more bank failures,” former chair of the U.S. Federal Deposit Insurance Corporation Sheila Bair told CNBC. Watch the video to learn more about the risk of commercial real estate, the role of interest rates on bank balance sheets and what it may take to relieve stress on banks — from regulation to mergers and acquisitions.
Chapters:
1:40 Chapter 1 – Stressed banks
4:56 Chapter 2 – Commercial real estate
6:21 Chapter 3 – ‘Unrealized’ losses
7:51 Chapter 4 – Rescuing banks
9:58 Chapter 5 – Regulation
11:57 Chapter 6 – Bank failures
Produced and Edited by: Andrea Miller
Reporting by: Hugh Son
Animation: Christina Locopo
Supervising Producer: Lindsey Jacobson
Additional Footage: Getty Images
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Why Hundreds Of U.S. Banks Are At Risk Of Failing
Tick tick boom. 4 months of increasing inflation in 2024, and the people still believing that rate cuts will happen, and Fed not being completely truthful about need for another rate hike this year to curb inflation
Keep loaning money because of DEI, they will default naturally.
Bidens America
And Joe Biden will do nothing 😢
Bitcoin.
Who’s watching the watchers?
Instead of bailing our the banks consistently, we should nationalize them, use the profits to reduce the deficit.
Or we could just keep privatizing the profits and socializing the losses for another 40 years and hope this moronic monetary policy actually works at some point.
🎻
“It’s fine everything is fine it’s just fine.”
The bigger they are the harder they fall lil man.
It’s funny to hear every excuse they give as to why they’ll fail. But never that it’s a ponzi scheme
I used to work long hours to pay for things like housing, food, and to protect myself from potentially bankruptcy-inducing medical bills. Then, I learned about this cool program where you stop working and get everything for free (Section 8, food stamps/TANF/SNAP, Medicaid). I’m living the dream! 😎🍹 Care to join me?
SIMPLE ANSWER TIME FOR FOLKS TO KEEP THEY MONEY OUT THE BANKS & INTO PERSONAL SAFES
Enjoy the rot people. All part of the plan. Its remarkable what was once a conspiracy is now a reality.
With Banks at the risk of failing it could be an indication of an economic Recession which could be devastating .I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don’t know where to go here out of devastation.
I think the next big thing will be A.I. For enduring growth akin to META, it’s vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She’s helped grow my reserve notwithstanding inflation, from $275k to $850k.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I’m in dire need of proper portfolio allocation
Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Meanwhile if this happened in china “I TOLD YOU CHINA IS ABOUT TO COLLAPSE SINCE 2002”
They’re just trying to push the coming depression past November. In the meantime, theyre going to continue to lie that the economy is booming.
They have recover them self if they fail or fall.
I saw someone call this 5 years ago. The community banks give loans to small business in the community. JP Morgan and the big banks only care and give loans to mega corporations. The failing of community banks is a consolidation of power and bad for the country and everyday person
Because of Biden’s incompetence and his incompetent administration. Biden destroyed the US economy.